Please read this Electronic  Record and  Signature  Disclosure (“Disclosure”) carefully. It contains important information.

In this Disclosure:

“We,” “us,” and “our” means the person or organization using the Ethicsign Service to present you with  Communications to review and/or sign,  and our current and future affiliates and assignees (if any). Ethic Technologies, Inc. and its affiliates are not parties to this Disclosure unless Ethic Technologies, Inc. or one of its affiliates is the party using the Ethicsign Service to present these Communications to you.

“You” and “your” means the person giving consent to the use of electronic signatures and records. “Communications” mean all the documents and information we provide to you through the Ethicsign Service to review, or that you use the Ethicsign Service to sign or submit or agree to at our request,  which are related to your Transaction.  Communications include but are not limited to disclosures, notices,  agreements,  promissory notes,  statements,  undertakings,  and other information.

“Ethicsign Service” means the Ethicsign electronic signing platform you are using to electronically review and sign Communications. “Transaction” means the consumer or business transaction for which you are reviewing and signing Communications using the Ethicsign Service.

From time to time, we may be required by law to provide you with certain information related to the Transaction “in writing” – which means you have a right to receive that information on paper. However, with your consent, we may provide this information to you electronically instead. We also need your general consent to use electronic records and signatures.

Your electronic signature on Communications presented and signed through the Ethicsign Service will be just as enforceable as a handwritten signature on a paper document.

1.Scope of Your Consent

This Disclosure applies to all Communications that we may provide to you through the Ethicsign Service. Your consent to the use of electronic signatures and records does not mean that we are required to complete any Transaction or provide any Communication to you electronically. We may, at our option, complete any Transaction and deliver any Communication to you on paper,  and require you to execute any  Communication manually, should we choose to do so.

2.Keeping and Obtaining Paper Copies

You will have the opportunity to print out and retain a copy of all the Communications you review or sign at our request through the Ethicsign Service. You  have a right to obtain paper copies of any information we are required to provide you “in writing.” The Ethicsign Service gives you the opportunity to print copies of Communications you review and/or sign. You may also request a paper copy of any Communication by contacting us at the customer service contact information associated with the Transaction, provided that you provide us with sufficient information to identify the Transaction and the Communications you are requesting.  We may charge you a  service fee for any paper copies that you request. Any service fee for paper copies you request will be disclosed to you before you are charged.

3.System Requierements

To review and sign communications electronically using the Ethicsign Electronic Signature Service, you must have:

  • A reliable internet connection.
  • An up-to-date version of an email management program.
  • A computer with an operating system that can support the above requirements.
  • If you intend to print out and retain records on paper, you will need a printer.
  • If you wish to retain and later view records in electronic form, you will need electronic storage and an up-to-date version of a program that accurately reads and displays
  • PDF files (such as Adobe Acrobat Reader).
  • An active email address.

In certain cases, you might also require a specific brand or type of device that can support a particular software application, especially if the application is designed.

Please note that the term “Up-to-Date Version” refers to a software version that is currently supported by its publisher on the date of your transaction.

4.How to Withdraw Your Consent

If  you  decide  to  withdraw  your  consent to the  use  of  electronic  signatures  and  records before you complete the Transaction, you may do so by:

Selecting “Decline Request” in the Ethicsign Service in the menu under the ellipsis displayed in the upper right corner of the screen presenting the Communication to you for signing, or by

Contacting our customer representative assisting you with this Transaction before finishing the signing process.

If you withdraw your consent before your Transaction is complete, you will be unable to proceed electronically. You may be required to restart the Transaction via paper, or you may be unable to complete the Transaction at all.

Your withdrawal of consent does not affect any other consent you give us at any other time to use electronic records and signatures. Withdrawing consent also does not affect any agreement you make in the Communications or any other agreement with us, to use electronic records and signatures in the future.

5.Updating Contact Information

You may update your contact information with us at any time by:

Notifying our customer service representative assisting you,
Calling us at the customer service contact information associated with your Transaction, or
Using any online process we make available to you for updating contact information.

6.Consent and Acknowledgment

I can access and comprehend this document titled “CONSENT TO ELECTRONIC RECORD AND SIGNATURE DISCLOSURE” in electronic format. I can print or save the disclosure on paper or in a format that permits future reference and access. Until I inform Ethicsign as previously mentioned, I consent to exclusively receiving all notices, disclosures, authorizations, acknowledgements, and other necessary documents electronically throughout the duration of our association.